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Artificial Intelligence Software

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What is Payjo?

Payjo is an AI-powered chatbot platform that enables banks and other similar institutions to provide their clients with intelligent banking assistance and enhance their digital banking experience. The software does this by supplying clients with online assistants capable of engaging them via personalized, natural, and smart conversations, enabling them to make banking decisions and actions quickly and confidently.

The Payjo platform facilitates more than 1.3 billion requests on a daily basis, providing them with a colossal set of conversational data that they analyze using automated proprietary deep learning algorithms. This functionality enables them to enhance their models and give clients an exceptional banking experience.

With Payjo, clients are able to find answers and resolutions to issues and concerns they have. AI-powered chatbots utilize cognitive learning and access centrally shared ontology to immediately understand the gist of their clients’ concerns and quickly deliver answers in the most natural way possible.

Overview of Payjo Benefits

Omni-Channel Learning

Payjo is designed to seamlessly integrate with every digital platform offers by today’s businesses, such as mobile apps, social media, websites, emails, and more. It is capable of learning from data it gathers from various sources and creates a central knowledgebase across channels. Payjo is future-proof as well, designed to effortlessly integrate and mesh well with futuristic platforms so that learning remains unhindered.

As Payjo’s continues to grow its knowledgebase and gathers more data, its conversational models improve as well. This enables Payjo to handle any scenario with clients as well as generate leads and provide recommendations.

Very Secure Chatbot Platform

Payjo is an extremely secure platform that has undergone extensive security audits and continues to improve its security protocols. The software adheres strictly to a number of compliance standards and policies, including GDPR, MiFID II & PCI DSS.

Built for Today’s Banking Clients

Modern banking clients are a whole lot different from customers from previous eras, primarily from a technology standpoint. This is why Payjo utilizes algorithms that are designed for a millennial mindset. It is able to quickly discern patterns, trends, and behaviors of the modern user, allowing its chatbots to deliver a more personalized and natural experience.

Overview of Payjo Features

  • AI-Powered Chatbots
  • Multiple Language Support
  • Process/Workflow Automation
  • Automated proprietary deep learning algorithms
  • GDPR, MiFID II & PCI DSS Compliant
  • Voice Enabled Agents
  • Dedicated Editorial Services

What Problems Will Payjo Solve?

Scenario 1: Businesses often have huge sales & support team assisting hundreds of visitors to their website or through calls to their IVRS asking for product Information.

Payjo’s Sales Assistant agent can provide intelligent and personalized assistance, 24/7 to all prospects inquiring through any digital channel. It can cross-sell and up-sell products based on the customer’s buying behavior.

Scenario 2: Business often face issues where customers reach out to them for any support or queries, and customers have to wait a long time to get their queries resolved.

Payjo’s customer support assistant can deliver quick and personalized assistance to all customers 24/7

Scenario 3: Banking and financial institutions face challenges in terms of debt collection experience.

Payjo’s debt collection agent can personalize outreach and collection strategy

Awards & Quality Certificates


Payjo Position In Our Categories

Position of Payjo in our main categories:


Payjo is one of the top 50 Artificial Intelligence Softwareproducts


Payjo is one of the 50
Artificial Intelligence Software products

If you are interested in Payjo it could also be a good idea to analyze other subcategories of Best Artificial Intelligence Software collected in our base of SaaS software reviews.

Since each company has unique business wants, it is sensible for them to desist from seeking a one-size-fits-all faultless software application. Needless to say, it would be useless to try to find such a system even among market-leading software applications. The smart thing to do would be to list the various essential elements that require consideration such as required features, budget, skill levels of employees, company size etc. Then, you should do your homework thoroughly. Read some Payjo reviews and investigate each of the other apps in your shortlist in detail. Such exhaustive homework can ensure you weed out ill-fitting systems and select the app that offers all the elements you require for business success.

How Much Does Payjo Cost?

Payjo Pricing Plans:
Free trial
Quote-based plan
Contact Vendor

Contact Payjo for information on their basic and enterprise pricing packages. You can also submit a demo request to see if the software is a perfect fit for your business.

User Satisfaction

We realize that when you make a decision to buy Artificial Intelligence Software it’s important not only to see how experts evaluate it in their reviews, but also to find out if the real people and companies that buy it are actually satisfied with the product. That’s why we’ve created our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and Payjo reviews across a wide range of social media sites. The data is then presented in an easy to digest form showing how many people had positive and negative experience with Payjo. With that information at hand you should be equipped to make an informed buying decision that you won’t regret.






Technical details

Devices Supported
  • Windows
  • Linux
  • Android
  • iPhone/iPad
  • Mac
  • Web-based
Language Support
  • English
Pricing Model
  • Quote-based
Customer Types
  • Large Enterprises
  • Cloud Hosted

What Support Does This Vendor Offer?


What are Payjo pricing details?

Payjo Pricing Plans:
Free trial
Quote-based plan
Contact Vendor

Contact Payjo for information on their basic and enterprise pricing packages. You can also submit a demo request to see if the software is a perfect fit for your business.

What integrations are available for Payjo?

Payjo integrates with the following business systems and applications:

  • Salesforce
  • SAP
  • Oracle Flexcube
  • CollectMax
  • Temenos
  • Trulioo

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