DirectID Review

Our score: 8.0 User satisfaction: 97%
Logo of DirectID

What is DirectID?

DirectID is a financial assessment and onboarding platform that caters to medium businesses and large enterprises. It is a dynamic and robust tool that lets businesses utilize and surface value from bank data seamlessly and efficiently. Its bank data management is comprehensive enough to enable your business to access crucial financial data for data analysis and generate insights that enable your business to grow.

Its Bank Data Suite requires zero integration and comes with Connect Widget, Data API, and Insights Dashboard. The solution also instantly validates and verifies income and customer profile through a centralized bank data repository. Bank accounts can also be easily validated and you are afforded a capability to analyze purchasing and spending behavior of your customers through its Categorization engine.

Overview of DirectID Benefits

Integrated dashboard for business insights

With DirectID, you can get a full overview of all your financial transactions. More than the Data API, the software helps cover all bases by running down all financial transactions of an individual (such as groceries, loans, and bills) and the method by which that transaction was made. The software also comes with an Insights Dashboard that boasts of 10+ reporting tools. The dashboard lets you draw actionable insights as well as see and validate consumer financial behavior over a specified period of time, covering both incoming and outgoing cash flows.

Powerful data integration and management

DirectID lets you easily connect and access transaction data for assessment and validation purposes. The platform is easy to use and navigate. We provide you with an organized rundown and report of all financial transactions easily-digestible and readily-actionable for your team.

Handy risk analysis tools

DirectID is specially designed for lenders. We have collaborated with lenders and identified assessment requirements to ensure that all borrowers are credible and trustworthy of the service they will get. It boasts of comprehensive reporting capabilities that cover gambling and risky activity insights. This process of validating suspicious applicants can be easily integrated into your system. The software also provides you with immediate insights and reports to make better decisions.

Overview of DirectID Features

  • Bank Data Management
  • Integrated insights dashboard
  • Income verification
  • Bank account validation
  • Advanced data reporting, analytics, and insights
  • Fraud and risky activity reporting
  • Categorization engine
  • Connect Widget
  • Data API

What Problems Will DirectID Solve?

Problem #1: Offer fast end-to-end lending applications: You’re a lender, losing business to competitors because they can offer faster application experiences and faster loan approvals. It’s a daunting prospect to build and implement an entirely new process to fix this – where do you even start? That’s were DirectID comes in. DirectID can be implemented within hours. It speeds up access to report and transaction analysis.

Feature: Customer facing widget, transfer digital transactions, transaction categorization engine.

Problem #2: Drive down operational costs: You run operations for your lending business, but the costs are constantly rising as people power is the only solution to more business coming through. At some point, this is no longer sustainable. DirectID is a solution you can use to address this. It connects to customer bank data immediately so you can cut time from talking to customers, analyzing documents, and investigating for potential fraud.

Feature: Customer data collected via Connect widget, Insights reports auto-generated, direct connection to the bank.

Problem #3: Reduce fraud, lower risk and stay compliant: You run risk, compliance and fraud management for your lending business. With imposters and fraudsters getting more and more advanced, it’s hard to keep your business safe. That’s where DirectID provides solutions. DirectID directly connects to bank data so any potential statement tampering is eliminated. It helps you make informed decisions to help you assure lowering risks through viewing loan repayments and gambling risks. 

Feature: Data direct from the bank, loan repayments analysis, gambling risk analysis.

Awards & Quality Certificates

An award given to products that have recently entered the market but are already becoming very popular
This certificate is granted to products that offer especially good user experience. We evaluate how easy it is to start using the product and how well-designed its interface and features are to facilitate the work process.

DirectID Position In Our Categories

Bearing in mind businesses have their own business wants, it is sensible that they abstain from adopting a one-size-fits-all, ideal solution. Having said that, it is hard to try to pinpoint such a software solution even among recognizable software solutions. The practicable thing to undertake would be to note down the numerous significant aspects that merit scrutiny including critical features, pricing, technical skill ability of the employees, business size, etc. The second step is, you must double down on your research through and through. Read these DirectID analyses and look over each of the software programs in your list more closely. Such well-rounded research makes sure you drop unsuitable applications and choose the system that meets all the benefits your business requires to achieve growth.

Position of DirectID in our main categories:

DirectID is also listed in the following subcategories:

Organizations have unique wants and requirements and no software solution can be just right in such a situation. It is futile to try to find an ideal out-of-the-box software app that meets all your business requirements. The wise thing to do would be to adapt the solution for your specific needs, staff member skill levels, finances, and other aspects. For these reasons, do not hurry and pay for well-publicized trendy solutions. Though these may be widely used, they may not be the ideal fit for your unique wants. Do your groundwork, investigate each short-listed application in detail, read a few DirectID Financial Reporting Software reviews, contact the maker for explanations, and finally settle for the application that offers what you need.

How Much Does DirectID Cost?

DirectID Pricing Plans:

Free Trial

Quote-based Plan

Contact vendor

DirectID does not display its enterprise pricing packages on its website. Connect with the vendor directly to learn more about its offerings and plans.

User Satisfaction

Positive Social Media Mentions 121
Negative Social Media Mentions 4

We realize that when you make a decision to buy Financial Reporting Software it’s important not only to see how experts evaluate it in their reviews, but also to find out if the real people and companies that buy it are actually satisfied with the product. That’s why we’ve created our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and DirectID reviews across a wide range of social media sites. The data is then presented in an easy to digest form showing how many people had positive and negative experience with DirectID. With that information at hand you should be equipped to make an informed buying decision that you won’t regret.

Technical details

Devices Supported

  • Web-based


  • Cloud Hosted
  • Open API

Language Support

  • English

Pricing Model

  • Quote-based

Customer Types

  • Large Enterprises
  • Medium Business

What Support Does This Vendor Offer?

  • email
  • phone
  • live support
  • training
  • tickets

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What are DirectID pricing details?

DirectID Pricing Plans:

Free Trial

Quote-based Plan

Contact vendor

DirectID does not display its enterprise pricing packages on its website. Connect with the vendor directly to learn more about its offerings and plans.

What integrations are available for DirectID?

Connect Widget can be embedded in websites and mobile applications.


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Reviewed By Jenny Chang
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