EPX (Electronic Payment Exchange) is an international payments platform that functions as a backend service partner, acquirer, and processor. This company was founded in 1979 and has been providing payment processing services to banks, retailers, and merchants in the US, Caribbean, Latin America, Europe, and Canada. The platform is secure and reliable, and offers a single point of integration.
EPX utilizes encryption, tokenization, and EMV technologies to provide secure, PCI-compliant, end-to-end payment processing. This eliminates the requirement for multiple vendor relationships and minimizes the failure points that impact other payment companies. EPX is a unified solution that combines the features of front-end and back-end processor, gateway, merchant acquirer, and ISO in one system with a single contract and responsibility point for payments.
Show MoreEPX enables credit card acceptance online and offers a few unique benefits. It is a straight-through payment processor, meaning the platform controls transactions from start to end. This empowers the provider offer two huge benefits: lower prices and tokenization.
Another advantage of a straight-through payment processor is there are no middlemen or third parties. The absence of intermediaries reduces fees and presents a single point of contact for support.
EPX’s application process is simple and easy. 99% of merchants who apply for an account are approved. Talk to the vendor about which processing features are right for you and also discuss the rates and fees for accepting credit card payments via EPX. The best part is there are no setup or application fees.
Your application will likely get approved in two days and setup is quick because all processes are online. In addition, EPX will provide personalized training to help you integrate the platform into your store and properly use the site for payment processing.
EPX provides useful solutions over phone and via mail order to help online merchants accept credit card payments. Besides, it also integrates with USB and conventional point of sale products. Plus, EPX supports receipt printers, check readers, and credit card readers.
To sum up, EPX utilizes advanced tokenization to offer PCI compliance and a high level of security. Pricing is affordable for both per-transaction fees and the base service fee. The one drawback is the service does not offer a shopping cart. In short, we recommend EPX for its reliable security and low prices.
Show MoreSince businesses have special business needs, it is only rational that they avoid deciding on a one-size-fits-all, ideal business application. Nonetheless, it is futile to chance on such an app even among recognizable software solutions. The reasonable step to undertake can be to tabulate the different chief aspects that require research including essential features, pricing, technical skill levels of staff, organizational size, etc. Next, you should follow through your research systematically. Have a look at some EPX evaluations and scrutinize the other software products in your shortlist more closely. Such comprehensive research ascertains you stay away from poorly fit applications and subscribe to the system which offers all the function your company requires.
Position of EPX in our main categories:
EPX is one of the top 100 Payment Gateway Providers products
If you are interested in EPX it might also be a good idea to check out other subcategories of Payment Gateway Providers gathered in our base of SaaS software reviews.
Since each organization has particular business wants, it is prudent for them to refrain from searching for a one-size-fits-all perfect software application. Needless to say, it would be futile to try to find such an app even among market-leading software platforms. The smart thing to do would be to jot down the various important aspects that need consideration such as main features, finances, skill levels of workers, company size etc. Then, you should do your homework thoroughly. Read some EPX Payment Gateway Providers reviews and look into each of the other systems in your shortlist in detail. Such in-depth homework can make sure you reject ill-fitting applications and select the system that presents all the elements you require for business success.
EPX Pricing Plans:
EPX Pricing Plans:
Free Trial
EPX fees are competitive at $15/month for the merchant account and a $5/month statement fee that incorporates the payment gateway. There are no setup, application, daily batch, and annual fees as well as no monthly transaction minimum. You can negotiate the length of contract and there is no cancellation fee. However, you will not be allowed to move a competing vendor during the period of contract.
EPX’s charges compare well with competitors with the discount rates as low as $0.20 + 1.59% per transaction (20 cents for authorization and 1.59% as the discount rate). The unique aspect is this provider utilizes interchange optimization technology to offer the best possible rate for individual transactions. The benefit is you get the lowest charge for each transaction, regardless of individual exceptions or other specifics.
We realize that when you make a decision to purchase a Payment Gateway Providers it’s important not only to find out how experts evaluate it in their reviews, but also to find out whether the actual users and businesses that use this software are genuinely content with the service. Because of that need we’ve devised our behavior-based Customer Satisfaction Algorithm™ that aggregates customer reviews, comments and EPX reviews across a broad array of social media sites. The data is then displayed in an easy to digest format revealing how many customers had positive and negative experience with EPX. With that information at hand you should be prepared to make an informed business choice that you won’t regret.
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EPX integrates with web-based reporting, online shopping carts, and virtual terminal solutions.
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