Payjo is an AI-powered chatbot platform that enables banks and other similar institutions to provide their clients with intelligent banking assistance and enhance their digital banking experience. The software does this by supplying clients with online assistants capable of engaging them via personalized, natural, and smart conversations, enabling them to make banking decisions and actions quickly and confidently.
The Payjo platform facilitates more than 1.3 billion requests on a daily basis, providing them with a colossal set of conversational data that they analyze using automated proprietary deep learning algorithms. This functionality enables them to enhance their models and give clients an exceptional banking experience.
With Payjo, clients are able to find answers and resolutions to issues and concerns they have. AI-powered chatbots utilize cognitive learning and access centrally shared ontology to immediately understand the gist of their clients’ concerns and quickly deliver answers in the most natural way possible.
Show MoreOmni-Channel Learning
Payjo is designed to seamlessly integrate with every digital platform offers by today’s businesses, such as mobile apps, social media, websites, emails, and more. It is capable of learning from data it gathers from various sources and creates a central knowledgebase across channels. Payjo is future-proof as well, designed to effortlessly integrate and mesh well with futuristic platforms so that learning remains unhindered.
As Payjo’s continues to grow its knowledgebase and gathers more data, its conversational models improve as well. This enables Payjo to handle any scenario with clients as well as generate leads and provide recommendations.
Very Secure Chatbot Platform
Payjo is an extremely secure platform that has undergone extensive security audits and continues to improve its security protocols. The software adheres strictly to a number of compliance standards and policies, including GDPR, MiFID II & PCI DSS.
Built for Today’s Banking Clients
Modern banking clients are a whole lot different from customers from previous eras, primarily from a technology standpoint. This is why Payjo utilizes algorithms that are designed for a millennial mindset. It is able to quickly discern patterns, trends, and behaviors of the modern user, allowing its chatbots to deliver a more personalized and natural experience.
Show MoreScenario 1: Businesses often have huge sales & support team assisting hundreds of visitors to their website or through calls to their IVRS asking for product Information.
Payjo’s Sales Assistant agent can provide intelligent and personalized assistance, 24/7 to all prospects inquiring through any digital channel. It can cross-sell and up-sell products based on the customer’s buying behavior.
Scenario 2: Business often face issues where customers reach out to them for any support or queries, and customers have to wait a long time to get their queries resolved.
Payjo’s customer support assistant can deliver quick and personalized assistance to all customers 24/7
Scenario 3: Banking and financial institutions face challenges in terms of debt collection experience.
Payjo’s debt collection agent can personalize outreach and collection strategy


Knowing that businesses have specific business needs, it is only sensible that they avoid adopting a one-size-fits-all, ideal software solution. Needless to say, it is futile to try to chance on such application even among recognizable software solutions. The clever step to undertake can be to note down the various important factors that necessitate scrutiny such as critical features, plans, skill aptitude of staff, organizational size, etc. Next, you must follow through your product research systematically. Browse through these Payjo analyses and check out the other applications in your list more closely. Such comprehensive product research ascertain you steer clear of poorly fit software products and select the one that offers all the aspects your business requires.
Position of Payjo in our main categories:
Payjo is one of the top 200 AI Software products
If you are interested in Payjo it might also be sensible to investigate other subcategories of AI Software gathered in our database of B2B software reviews.
Enterprises have unique wants and requirements and no software application can be ideal in such a situation. It is pointless to try to find an ideal out-of-the-box software system that meets all your business requirements. The smart thing to do would be to adapt the system for your unique wants, staff member skill levels, budget, and other aspects. For these reasons, do not rush and invest in well-publicized leading systems. Though these may be widely used, they may not be the ideal fit for your unique requirements. Do your research, look into each short-listed system in detail, read a few Payjo AI Software reviews, speak to the maker for explanations, and finally select the app that presents what you need.
Payjo Pricing Plans:
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Payjo Pricing Plans:
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Contact Payjo for information on their basic and enterprise pricing packages. You can also submit a demo request to see if the software is a perfect fit for your business.
We know that when you decide to buy a AI Software it’s crucial not only to find out how experts score it in their reviews, but also to check if the actual people and companies that use it are actually satisfied with the service. That’s why we’ve designer our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and Payjo reviews across a wide array of social media sites. The information is then featured in a simple to understand format revealing how many customers had positive and negative experience with Payjo. With that information at your disposal you should be ready to make an informed business decision that you won’t regret.
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Payjo integrates with the following business systems and applications:
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