PayOp is a payment platform that provides businesses with payment solutions, no matter their size. It is available in more than a hundred countries, with hundreds of available payment methods, as well as the ability to process hundreds of currencies. It allows you to process payments coming from anywhere in the world.
The multiple currencies that PayOp can process allow you to optimize payment rates, lower processing costs, and get rid of fees connected with exchange rates. PayOp can also take card data and store, process, and encrypt it. The solution’s API also makes it easy to connect different kinds of payment solutions, making project verification possible within a day. Reports and analytics are also available.
With PayOp, you can easily and quickly enter new markets, increase sales, and gain valuable insights and an overview of the transactions you have taken part in.
Show MoreInternational Payment Processing
Thanks to the 170 countries where PayOp is available and the 200 currencies that it can process, your business can go international without having to worry if you can handle payments from customers in different countries. PayOp allows you to expand your operations with confidence.
Better Payment Processing
PayOp can handle multiple payment methods, whether international or local cards, internet banking, prepayment, eWallets, mobile operators, or even cash. All of these make it easier for customers to make payments and for you to receive those payments. This helps your bottom line and improves your relationship with your customers.
Easy Onboarding
When you decide to use PayOp, you can be assured that setting up payment methods can be done quickly and easily, whatever your business may be. The solution can be used on most content management systems (CMS), thanks to plugins and modules provided. Verifying it also only takes one business day.
Convenience and Accessibility
Because of PayOp’s availability in multiple countries and its ability to process hundreds of currencies, PayOp makes it possible for your business to serve customers anywhere in the world, even if you do not have a physical presence there. The multiple ways customers can pay is also an added layer of convenience that both business owners and customers will surely appreciate.
Secure Payments
PayOp offers fraud protection as well as the encryption of card data provided by customers. As for business data, PayOp assures that a client’s personal information is only made available to authorized employees.
Show MoreProblem #1: Difficulty in entering new markets.
Because of the Internet, consumers from all over the world can avail of products and services. Businesses can also use the Internet to further expand their customer base. But that can be difficult to do without the proper infrastructure. PayOp makes entering a new market easy for its users, thanks to it being able to process 200 currencies and availability in 170 countries.
Problem #2: High level of declines
A problem both businesses and customers encounter is having payments declined. It ends up being frustrating for customers who only want to purchase something and infuriating for business owners as it can affect their income. PayOp solves this problem with the multiple payment methods that can be used. With the 300 methods available, declines are sure to be minimized, making transactions smoother for both customers and businesses.
Problem #3: Difficulty in acquiring local and international cards
Businesses who want to expand internationally may find it difficult to do so because the usual cards they accept may not be available in other countries. A local card acquiring feature makes it easier for businesses to collect from customers in other parts of the world, and allow those customers to do it in their own currency and through their local bank network.


Knowing that businesses have particular business-related needs, it is logical they avoid seeking a one-size-fits-all, “perfect” business program. However, it would be hard to discover such an app even among well-known software solutions. The practical thing to do can be to write the numerous vital factors which need examination including major features, pricing, skill ability of staff, business size, etc. Next, you should double down on your product research through and through. Read some PayOp reviews and check out the other solutions in your list in detail. Such comprehensive research makes sure you weed out mismatched apps and select the system that meets all the features your business requires for success.
Position of PayOp in our main categories:
PayOp is one of the top 20 Payment Gateway Providers products
If you are considering PayOp it might also be a good idea to check out other subcategories of Payment Gateway Providers gathered in our database of B2B software reviews.
It is crucial to keep in mind that almost no service in the Payment Gateway Providers category is going to be an ideal solution able to meet all the needs of various business types, sizes and industries. It may be a good idea to read a few PayOp Payment Gateway Providers reviews first as certain services can excel only in a very narrow set of applications or be created with a really specific industry in mind. Others may operate with a goal of being easy and intuitive and as a result lack complex features desired by more experienced users. There are also solutions that focus on a large group of customers and provide a powerful feature set, but this frequently comes at a more significant cost of such a service. Make sure you're aware of your requirements so that you purchase a software that has exactly the functionalities you look for.
PayOp Pricing Plans:
2.4% + $0.2 fixed fee
2.4% + $0.2 USD fixed fee
4.0% + $0.3 USD fixed fee
6.5% + $0.3 USD fixed fee
3.9% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
5.5% + $0.3 USD fixed fee
5.0% + $0.3 USD fixed fee
6% + $0.3 USD fixed fee
4.5% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
2.7% + $0.3 USD fixed fee
4.3% + $0.3 USD fixed fee
2.9% + $0.2 USD fixed fee
PayOp Pricing Plans:
2.4% + $0.2 fixed fee
2.4% + $0.2 USD fixed fee
4.0% + $0.3 USD fixed fee
6.5% + $0.3 USD fixed fee
3.9% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
5.5% + $0.3 USD fixed fee
5.0% + $0.3 USD fixed fee
6% + $0.3 USD fixed fee
4.5% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
2.7% + $0.3 USD fixed fee
4.3% + $0.3 USD fixed fee
2.9% + $0.2 USD fixed fee
PayOp does not offer enterprise pricing plans, but instead takes a percentage from payments plus a fixed fee. Here are more details:
International cards – starts at 2.4% plus $0.2 fixed fee
European cards – starts at 2.4% plus $0.2 fixed fee
Argentinian cards – starts at 4.0% plus $0.3 fixed fee
Peruvian cards – starts 6.5% plus $0.3 fixed fee
Turkish cards – starts at 3.9% plus $0.3 fixed fee
Chilean cards – starts at 5% plus $0.3 fixed fee
Colombian cards – starts at 5.5% plus $0.3 USD fixed fee
Indian cards – starts at 5.0% plus $0.3 fixed fee
Mexican cards – starts at 6% plus $0.3 fixed fee
Uruguayan cards – starts at 4.5% plus $0.3 fixed fee
Chinese cards – starts at 5% plus $0.3 fixed fee
Brazilian cards – starts at 2.7% plus $0.3 fixed fee
Indonesian cards – starts at 4.3% plus $0.3 fixed fee
Ukrainian cards – starts at 2.9% plus $0.2 fixed fee
We are aware that when you make a decision to get a Payment Gateway Providers it’s important not only to find out how professionals rank it in their reviews, but also to discover whether the real users and enterprises that use this software are genuinely satisfied with the service. Because of that need we’ve devised our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and PayOp reviews across a broad range of social media sites. The information is then featured in an easy to digest format revealing how many people had positive and negative experience with PayOp. With that information at hand you should be ready to make an informed purchasing decision that you won’t regret.
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PROS: Their only advantage is the variety of payment options available, but there are other issues that need improvement.
CONS: I am writing to express my deep disappointment with Payop's recent actions. After being a loyal merchant for over two and a half years, the rejection of my project, without a clear explanation is highly frustrating. The lack of transparency and disregard for my dedication is unacceptable. I expected better from Payop and will be exploring alternative options moving forward.
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