PayOp is a payment platform that provides businesses with payment solutions, no matter their size. It is available in more than a hundred countries, with hundreds of available payment methods, as well as the ability to process hundreds of currencies. It allows you to process payments coming from anywhere in the world.
The multiple currencies that PayOp can process allow you to optimize payment rates, lower processing costs, and get rid of fees connected with exchange rates. PayOp can also take card data and store, process, and encrypt it. The solution’s API also makes it easy to connect different kinds of payment solutions, making project verification possible within a day. Reports and analytics are also available.
With PayOp, you can easily and quickly enter new markets, increase sales, and gain valuable insights and an overview of the transactions you have taken part in.
Show MoreInternational Payment Processing
Thanks to the 170 countries where PayOp is available and the 200 currencies that it can process, your business can go international without having to worry if you can handle payments from customers in different countries. PayOp allows you to expand your operations with confidence.
Better Payment Processing
PayOp can handle multiple payment methods, whether international or local cards, internet banking, prepayment, eWallets, mobile operators, or even cash. All of these make it easier for customers to make payments and for you to receive those payments. This helps your bottom line and improves your relationship with your customers.
Easy Onboarding
When you decide to use PayOp, you can be assured that setting up payment methods can be done quickly and easily, whatever your business may be. The solution can be used on most content management systems (CMS), thanks to plugins and modules provided. Verifying it also only takes one business day.
Convenience and Accessibility
Because of PayOp’s availability in multiple countries and its ability to process hundreds of currencies, PayOp makes it possible for your business to serve customers anywhere in the world, even if you do not have a physical presence there. The multiple ways customers can pay is also an added layer of convenience that both business owners and customers will surely appreciate.
Secure Payments
PayOp offers fraud protection as well as the encryption of card data provided by customers. As for business data, PayOp assures that a client’s personal information is only made available to authorized employees.
Show MoreProblem #1: Difficulty in entering new markets.
Because of the Internet, consumers from all over the world can avail of products and services. Businesses can also use the Internet to further expand their customer base. But that can be difficult to do without the proper infrastructure. PayOp makes entering a new market easy for its users, thanks to it being able to process 200 currencies and availability in 170 countries.
Problem #2: High level of declines
A problem both businesses and customers encounter is having payments declined. It ends up being frustrating for customers who only want to purchase something and infuriating for business owners as it can affect their income. PayOp solves this problem with the multiple payment methods that can be used. With the 300 methods available, declines are sure to be minimized, making transactions smoother for both customers and businesses.
Problem #3: Difficulty in acquiring local and international cards
Businesses who want to expand internationally may find it difficult to do so because the usual cards they accept may not be available in other countries. A local card acquiring feature makes it easier for businesses to collect from customers in other parts of the world, and allow those customers to do it in their own currency and through their local bank network.


Because businesses have distinct business-related needs, it is logical they abstain from going for an all-in-one, “perfect” business application. Just the same, it would be almost impossible to discover such a software system even among sought-after software solutions. The best step to undertake would be to note down the several significant aspects that demand investigation including crucial features, price terms, skill ability of staff, business size, etc. Then, you must conduct your research to a full extent. Go over these PayOp analyses and look into each of the solutions in your list more closely. Such all-encompassing product research ascertain you drop poorly fit apps and pay for the one which meets all the benefits your company requires for optimal results.
Position of PayOp in our main categories:
PayOp is one of the top 20 Payment Gateway Providers products
If you are interested in PayOp it could also be beneficial to check out other subcategories of Payment Gateway Providers listed in our database of SaaS software reviews.
It's important to note that virtually no software in the Payment Gateway Providers category is going to be a perfect solution that can match all the needs of all company types, sizes and industries. It may be a good idea to read a few PayOp Payment Gateway Providers reviews first as certain software can excel exclusively in a really narrow set of applications or be designed with a really specific industry in mind. Others may operate with a goal of being easy and intuitive and as a result lack advanced elements desired by more experienced users. You can also find services that cater to a wide group of customers and offer a powerful feature toolbox, but that usually comes at a higher cost of such a service. Be certain that you're aware of your needs so that you get a solution that offers specifically the functionalities you look for.
PayOp Pricing Plans:
2.4% + $0.2 fixed fee
2.4% + $0.2 USD fixed fee
4.0% + $0.3 USD fixed fee
6.5% + $0.3 USD fixed fee
3.9% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
5.5% + $0.3 USD fixed fee
5.0% + $0.3 USD fixed fee
6% + $0.3 USD fixed fee
4.5% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
2.7% + $0.3 USD fixed fee
4.3% + $0.3 USD fixed fee
2.9% + $0.2 USD fixed fee
PayOp Pricing Plans:
2.4% + $0.2 fixed fee
2.4% + $0.2 USD fixed fee
4.0% + $0.3 USD fixed fee
6.5% + $0.3 USD fixed fee
3.9% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
5.5% + $0.3 USD fixed fee
5.0% + $0.3 USD fixed fee
6% + $0.3 USD fixed fee
4.5% + $0.3 USD fixed fee
5% + $0.3 USD fixed fee
2.7% + $0.3 USD fixed fee
4.3% + $0.3 USD fixed fee
2.9% + $0.2 USD fixed fee
PayOp does not offer enterprise pricing plans, but instead takes a percentage from payments plus a fixed fee. Here are more details:
International cards – starts at 2.4% plus $0.2 fixed fee
European cards – starts at 2.4% plus $0.2 fixed fee
Argentinian cards – starts at 4.0% plus $0.3 fixed fee
Peruvian cards – starts 6.5% plus $0.3 fixed fee
Turkish cards – starts at 3.9% plus $0.3 fixed fee
Chilean cards – starts at 5% plus $0.3 fixed fee
Colombian cards – starts at 5.5% plus $0.3 USD fixed fee
Indian cards – starts at 5.0% plus $0.3 fixed fee
Mexican cards – starts at 6% plus $0.3 fixed fee
Uruguayan cards – starts at 4.5% plus $0.3 fixed fee
Chinese cards – starts at 5% plus $0.3 fixed fee
Brazilian cards – starts at 2.7% plus $0.3 fixed fee
Indonesian cards – starts at 4.3% plus $0.3 fixed fee
Ukrainian cards – starts at 2.9% plus $0.2 fixed fee
We are aware that when you decide to purchase a Payment Gateway Providers it’s important not only to learn how professionals score it in their reviews, but also to check if the actual users and companies that use these solutions are indeed satisfied with the product. Because of that need we’ve designer our behavior-based Customer Satisfaction Algorithm™ that collects customer reviews, comments and PayOp reviews across a wide array of social media sites. The information is then featured in a simple to digest way showing how many users had positive and negative experience with PayOp. With that information at your disposal you will be ready to make an informed business choice that you won’t regret.
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PROS: Their only advantage is the variety of payment options available, but there are other issues that need improvement.
CONS: I am writing to express my deep disappointment with Payop's recent actions. After being a loyal merchant for over two and a half years, the rejection of my project, without a clear explanation is highly frustrating. The lack of transparency and disregard for my dedication is unacceptable. I expected better from Payop and will be exploring alternative options moving forward.
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