₹1 lakh

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Mobile Payment Systems

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What is PhonePe?

PhonePe is a UPI-based, all-in-one digital wallet for users in the Indian subcontinent. It only requires one bank account or credit/debit card to be linked for users to utilize in every online transaction. Whatever the case, the platform assures users that their financial details are secured and protected against cybercriminals.

PhonePe is also a convenient app as it enables businesses to pay their utility bills through it, so they can ensure that their operations are not disrupted due to late or missed payments. Other than that, they can also use the solution to give salaries to their employees. The latter function is especially helpful to businesses with a global or distributed workforce.

With PhonePe, stores can even accept PhonePe payments via its dedicated POS device. This makes in-store transactions seamless as it takes less than a minute to complete. Plus, it is highly secure as one POS is linked to only one merchant.

Overview of PhonePe Benefits

All-in-One Solution

PhonePe can be used anywhere in India and for every transaction. This makes it dynamic and very expedient to business users, as they only have to access one app to request payments from their clients, to send salaries to their employees, and to pay their utility bills.

Multiple Payment Options

PhonePe gives users multiple options for the sources of their funds. This can be UPI, their credit or debit card, or their bank accounts. This flexibility allows users to be dynamic and lets them make certain every source is in the green.

Direct Top Ups

For faster transactions, users can transfer funds from their accounts to their digital PhonePe wallets. This means the app does not have to access linked accounts and cards for every transaction. This method is also more secure for daily payments and fund transfers.

Intuitive POS

Aside from facilitating online fund transfers, PhonePe also helps merchants accept payments in their stores. The solution has a dedicated POS device that can be used for in-store transactions. This reduces the waiting time of customers at the register and allows businesses to serve more buyers. With this solution, companies and consumers alike can rest assured that every transaction is secured as each device is linked to only one merchant. Plus, payment only succeeds once the customer enters their PIN on the app.

Multi-Language Interface

English and Hindi are not the only languages PhonePe speaks. The app is also available in Tamil, Marathi, and Bengali enabling native speakers of those languages to navigate the app comfortably and seamlessly.

Overview of PhonePe Features

  • Bank Account Linking
  • Bank Balance Check
  • Credit & Debit Card Linking
  • Send & Receive Money
  • POS Payments
  • App to Bank Account Transfer
  • Wallet Top Ups
  • Money Storage
  • PIN Authorization

PhonePe Position In Our Categories

Position of PhonePe in our main categories:


PhonePe is one of the top 50 Mobile Payment Systemsproducts


PhonePe is one of the 50
Mobile Payment Systems products

If you are considering PhonePe it could also be sensible to investigate other subcategories of Best Mobile Payment Systems gathered in our database of B2B software reviews.

It is crucial to keep in mind that almost no service in the Mobile Payment Systems category will be a perfect solution able to meet all the goals of all business types, sizes and industries. It may be a good idea to read a few PhonePe reviews first as specific solutions may excel exclusively in a very small set of applications or be designed with a very specific type of industry in mind. Others can function with an intention of being easy and intuitive and therefore lack complicated functionalities welcomed by more experienced users. There are also services that support a broad group of customers and give you a complex feature base, but that usually comes at a more significant price of such a solution. Ensure you're aware of your requirements so that you get a solution that provides specifically the functionalities you look for.

How Much Does PhonePe Cost?

PhonePe Pricing Plans:
Free trial
Starts at ₹1 lakh per transaction

PhonePe exacts a minimal amount of 1 lakh per transaction. However, other uses of the app such as money storage is free.

User Satisfaction

We realize that when you make a decision to buy Mobile Payment Systems it’s important not only to see how experts evaluate it in their reviews, but also to find out if the real people and companies that buy it are actually satisfied with the product. That’s why we’ve created our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and PhonePe reviews across a wide range of social media sites. The data is then presented in an easy to digest form showing how many people had positive and negative experience with PhonePe. With that information at hand you should be equipped to make an informed buying decision that you won’t regret.





Technical details

Devices Supported
  • Windows
  • Android
  • iPhone/iPad
  • Mac
Language Support
  • English
Pricing Model
  • Free
  • Quote-based
Customer Types
  • Small Business
  • Large Enterprises
  • Medium Business
  • Freelancers
  • Cloud Hosted

What Support Does This Vendor Offer?


What are PhonePe pricing details?

PhonePe Pricing Plans:
Free trial
Starts at ₹1 lakh per transaction

PhonePe exacts a minimal amount of 1 lakh per transaction. However, other uses of the app such as money storage is free.

What integrations are available for PhonePe?

PhonePe integrates with Unified Payments Interface (UPI).

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