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Earnin Review

Earnin
Our score: 7.4 User satisfaction: 96%

What is Earnin?

Earnin is a simple and fast financial wellness app that gives you the power to access your paycheck when you need it. It’s a reliable financial service that allows both hourly and salary workers to withdraw some amounts from their check before the payday. Earnin is a free package that doesn’t charge you interest or fee on pending wages but instead requests for a tip (of up to $14 per withdrawal) for its services.

This program (formerly known as Activehours) is designed to track how much you earn and how often you work to set limits. Users cannot make withdrawals that exceed their limit or affect their ability to pay back.  Earnin seeks to bridge the gaps left by big financial service providers who often offer a traditional two-week pay cycle that doesn’t suit everyone.

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Overview of Earnin Benefits

Like any other financial service app, Earning requires your personal and banking details. The security of these details may be a concern for many users. However, the app makes use of stringent security techniques including 256-bit encryption technology to guarantee the privacy and security of users’ information. This is the same level of security utilized by popular online banks.

It provides a Balance shield feature which is a non-compulsory overdraft avoidance tool. If you opt in, the feature directs the app to send a specified amount (usually not more than $100), when your bank balance falls below $100. The feature offers financial protection and prevents your account from being overdrawn. This strategy is usually inexpensive than forfeiting an overdraft fee.

Earnin puts you in control of your earnings. Whether you are an hourly or salary employee working it will shorten the wait for your paycheck.  It ensures your hard-earned cash goes straight to your account, giving you the power to use the amount when you need it. Better still, the application enables you to access the payments within minutes of the request thanks to its lightning speed program.

Setting up the app is straightforward. You just enter your information including timesheets used in your workplace, payday information, your location, and connect your bank account. The app integrates seamlessly with your employer’s attendance and time tracking systems. Users can easily monitor their earnings via the Earnin dashboard. The solution also gives you the freedom to opt in for notifications, so you are always updated when pay is available.

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Overview of Earnin Features

  • 256-bit encryption
  • Balance shield
  • Automatic earnings
  • Third party integrations
  • Withdrawal limits
  • Lightning speed Program

Earnin Position In Our Categories

Since companies have specific business wants, it is only practical that they abstain from subscribing to an all-in-one, “perfect” business program. At any rate, it would be difficult to pinpoint such a software product even among sought-after software solutions. The correct step to do can be to tabulate the numerous significant aspects which entail consideration such as major features, budget, skill capability of the users, business size, etc. Thereafter, you should double down on your research comprehensively. Have a look at some Earnin evaluations and scrutinize the other software programs in your shortlist in detail. Such comprehensive research can make sure you weed out mismatched apps and pay for the system that has all the aspects your company requires for optimal results.

Position of Earnin in our main categories:

TOP 50

Earnin is one of the top 50 Mobile Payment Apps products

If you are interested in Earnin it may also be beneficial to investigate other subcategories of Mobile Payment Apps listed in our base of SaaS software reviews.

There are trendy and widely used applications in each software group. But are they automatically the best fit for your company’s specific requirements? A popular software solution may have thousands of users, but does it provide what you need? For this reason, do not blindly shell out for popular systems. Read at least a few Earnin Mobile Payment Apps reviews and consider the factors that you want in the software such as the cost, main functionality, available integrations etc. Then, shortlist a few solutions that fit your requirements. Try out the free trials of these apps, read online opinions, get clarifications from the vendor, and do your investigation meticulously. This in-depth research is certain to help you select the most excellent software solution for your organization’s special requirements.

How Much Does Earnin Cost?

Earnin Pricing Plans:

Free Trial

Earnin

Free

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What are Earnin pricing details?

Earnin Pricing Plans:

Free Trial

Earnin

Free

Earnin enterprise pricing structure requires users to pay no fee to use the platform.

User Satisfaction

Positive Social Media Mentions 208
Negative Social Media Mentions 4

We know that when you choose to get a Mobile Payment Apps it’s crucial not only to see how professionals rank it in their reviews, but also to find out if the actual users and businesses that purchased this software are genuinely satisfied with the product. Because of that need we’ve designer our behavior-based Customer Satisfaction Algorithm™ that collects customer reviews, comments and Earnin reviews across a vast range of social media sites. The information is then presented in a simple to digest format revealing how many people had positive and negative experience with Earnin. With that information at your disposal you should be equipped to make an informed purchasing choice that you won’t regret.

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Technical details

Devices Supported

  • Windows
  • Android
  • iPhone/iPad
  • Mac
  • Web-based

Deployment

  • Cloud Hosted

Language Support

  • English

Pricing Model

  • Free

Customer Types

  • Small Business
  • Medium Business

What Support Does This Vendor Offer?

  • email
  • phone
  • live support
  • training
  • tickets

What integrations are available for Earnin?

Earnin integrates with the following applications:

  • Tsheets
  • Nimble Schedule
  • WebPunchClock
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Jenny Chang

By Jenny Chang

Jenny Chang is a senior writer specializing in SaaS and B2B software solutions. Her decision to focus on these two industries was spurred by their explosive growth in the last decade, much of it she attributes to the emergence of disruptive technologies and the quick adoption by businesses that were quick to recognize their values to their organizations. She has covered all the major developments in SaaS and B2B software solutions, from the introduction of massive ERPs to small business platforms to help startups on their way to success.

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