Xpay Review
What is Xpay?
Xpay is a payment processing platform for merchants that need to set up high-risk merchant accounts for their company. Businesses may end up being labeled as “high-risk” by payment processors or financial institutions due to excessive chargeback, credit history, and other reasons. As a result, they will find it hard to set up merchant accounts. Xpay aims to help these businesses by streamlining the application process for them.
Xpay partners with various international payment processing companies which makes it capable of providing users with the most cost-effective solutions for their needs. It also supports different types of payment processing for different types of businesses. This includes ACH processing, domestic and offshore options, credit card processing, cryptocurrency processing, online payment gateways, POS solutions, high-volume payment solutions, and others.
Show MoreOverview of Xpay Benefits
Fast and Hassle-free Application
Users can freely file their applications without having to worry about dishing out initial cash because there are no application and consultation fees imposed. You also won’t have to wait too long for your application to be reviewed since you will be given a reply within 24-48 hours, which is most likely a positive one. And in case you’ve got issues with your chosen processor or bank, Xpay will switch you to a new one within their network without additional cost.
Ideal for High-risk Businesses
Whether it’s due to the business location, credit history, type of industry, high chargeback ratios, business size, or otherwise, businesses can be labeled as high-risk by banks and payment processors. This makes it hard for them to set up the merchant account they need for their payment processing. Xpay provides them with a platform and service to streamline the process and connect them with their partners to help significantly increase their chance of approval.
Support for Different Payment Processing Solutions
Xpay offers a variety of payment processing solutions for those who need to set up high-risk merchant accounts including cryptocurrency processing, online payment gateways, ACH processing, credit card processing, Point-of-Sale solutions, and others. This makes the platform suited for different types of industries such as airlines, electronics, investment services, SEO services, tour operators, travel agencies, CBD merchants, accounting, drop shipping, books, pet supplies, beauty products, and many more.
Show MoreOverview of Xpay Features
- Credit Card Processing
- ACH Processing
- High-Volume Payment Solutions
- Domestic and Offshore Options
- Online Payment Gateways
- Cryptocurrency Processing
- Point-Of-Sale (POS) Solutions
- Chargeback Dispute Resolution and Prevention Programs
What Problems Will Xpay Solve?
PSPs (Payment Service Providers) such as PayPal, Stripe, or Square would often times offer high-risk merchants with appealing “instant approvals”. But weeks later, once the underwriting process has taken place and high-risk products are discovered being sold, these PSPs will freeze and shut down their account. Once that happens, the merchant cannot get it back up and running through those same payment processing companies.
This termination means that their business has been restricted from using many online credit card processors for their product sales. Funds that remain in their merchant account often cannot be accessed until they are able to establish a high-risk credit card processor specifically tailored for high-risk businesses. Termination of merchant accounts often causes a lapse in incoming payments. Consequently leading to insufficient funds in their accounts. These merchants often find themselves in a desperate situation, owing to their bank despite being unable to generate sales or access funds.
XPAY can help recover their merchant account the right way by expertly pairing them with a solution that is willing to accept the liability for the increased risk associated with their high-risk business.
Awards & Quality Certificates
Xpay Position In Our Categories
Since businesses have special business requirements, it is only prudent that they abstain from picking a one-size-fits-all, ideal software solution. Still, it would be futile to chance on such application even among sought-after software products. The practical step to do is to narrow down the various significant factors which merit careful thought such as essential features, plans, technical skill aptitude of staff members, company size, etc. Then, you should follow through your product research fully. Have a look at these Xpay analyses and look into each of the software products in your list more closely. Such detailed product research can make sure you drop unsuitable apps and buy the one that delivers all the aspects your business requires.
Position of Xpay in our main categories:
TOP
20
Xpay is one of the top 20 Payment Gateway Providers products
If you are interested in Xpay it could also be beneficial to check out other subcategories of Payment Gateway Providers gathered in our base of SaaS software reviews.
It's important to realize that virtually no app in the Payment Gateway Providers category is going to be an ideal solution able to meet all the requirements of various business types, sizes and industries. It may be a good idea to read a few Xpay Payment Gateway Providers reviews first as some services may excel just in a very narrow group of applications or be created with a very specific industry in mind. Others might operate with an idea of being simple and intuitive and therefore lack advanced functionalities welcomed by more experienced users. You can also come across services that cater to a broad group of customers and give you a powerful feature base, however that in most cases comes at a more significant price of such a solution. Ensure you're aware of your requirements so that you choose a solution that has specifically the elements you look for.
How Much Does Xpay Cost?
Xpay Pricing Plans:
Free Trial
By quote
Contact vendor
What are Xpay pricing details?
Xpay Pricing Plans:
Free Trial
By quote
Contact vendor
Xpay SMB and enterprise pricing details are available only upon request. Kindly contact the vendor for more information.
User Satisfaction
Positive Social Media Mentions
101
Negative Social Media Mentions
1
We are aware that when you choose to get a Payment Gateway Providers it’s vital not only to find out how experts rank it in their reviews, but also to check whether the real people and companies that bought these solutions are genuinely content with the product. That’s why we’ve devised our behavior-based Customer Satisfaction Algorithm™ that collects customer reviews, comments and Xpay reviews across a wide range of social media sites. The information is then presented in an easy to digest form revealing how many clients had positive and negative experience with Xpay. With that information available you should be ready to make an informed buying choice that you won’t regret.
Technical details
Devices Supported
- Web-based
Deployment
- Cloud Hosted
Language Support
- English
Pricing Model
- Quote-based
Customer Types
- Small Business
- Large Enterprises
- Medium Business
What Support Does This Vendor Offer?
- phone
- live support
- training
- tickets
What integrations are available for Xpay?
XPAY supports integration with various payment gateways and eCommerce platforms including the following:
- WooCommerce
- OpenCart
- Magento
- WordPress
- Google Pay
- Apple Pay
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