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PayJunction Review

PayJunction
Our score: 8.2 User satisfaction: 90%

What is PayJunction?

PayJunction is a comprehensive cloud-based payment processing solution designed to help businesses and software companies accept payments with ease in-store, online, and on-the-go. It delivers secure, cloud-based solutions that streamline operations, reduce costs, and enhance the customer payment experience. Its platform seamlessly integrates with leading business management software programs or works as a turnkey stand-alone solution.

This platform offers a modern, integrated payment alternative that gives businesses freedom of choice, effortless control, and a trusted partner committed to reliable technology and support, all with a personal touch. For Independent Software Vendors (ISVs), it provides fully outsourced payment operations, enabling quick payments integration into their software, higher attachment rates, and delighted customers. All of this is backed by a secure and reliable payments platform and exceptional U.S.-based support.

PayJunction is where people and technology converge to transact. The company processes over $11 billion annually, offering businesses versatile solutions for in-person, online, and on-the-go payment acceptance. PayJunction’s enduring commitment to valuing long-term relationships over short-term profit has led to both glowing recommendations on Trustpilot and extensive accolades from institutions like Stevie®, Glassdoor®, and Titan®. The company fosters a collaborative work environment where creative ideas are welcomed, teams are inspired, and success is celebrated. PayJunction is a place where employees can find experienced mentors and supportive team members who are committed to their growth.

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Overview of PayJunction Benefits

PayJunction transforms any web browser into a virtual terminal the business can utilize for its needs. It also eliminates the need to store signed paper receipts as everything is stored in a secure online environment. At the same time, it offers green technology with everything done online, even in sending receipts by sending them via email. At the same time, every transaction being run in the system is saved there for the lifetime of the business.

For qualified businesses, PayJunction will provide a Smart Terminal which provides businesses with many options for accepting payments, including all major credit cards, checks, NFC-ready phones, and even the Apple Watch. This EMV-ready terminal will reduce the liability for fraudulent transactions and keep you up to date with payment-processing requirements. Its comprehensive reporting makes sense of all transactions made and provides insight into how the business is developing.

The system also offers the capability for electronic signatures that provide convenience, eliminate the need for paper receipts and protect your business from charge-backs and fraud. Users can even can capture remote signatures for card-not-present transactions by texting or emailing a receipt to your customer, who can then sign it using any mobile device, platform, or browser.

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Overview of PayJunction Features

  • Digital receipts
  • Multiple users
  • Multiple locations
  • Electronic signatures
  • Smart terminal control
  • Check processing
  • Credit card keying
  • Recharge account
  • Comprehensive reporting

PayJunction Position In Our Categories

Bearing in mind companies have special business demands, it is wise that they avoid adopting an all-encompassing, ideal software. Nevertheless, it would be futile to discover such an app even among popular software systems. The reasonable step to do should be to tabulate the several main aspects which require scrutiny like major features, pricing, skill levels of staff, business size, etc. After which, you must perform the product research exhaustively. Go over some of these PayJunction analyses and explore each of the solutions in your shortlist more closely. Such detailed research makes sure you weed out unfit software products and choose the system that includes all the benefits your company requires in growing the business.

Position of PayJunction in our main categories:

TOP 50

PayJunction is one of the top 50 Payment Gateway Providers products

If you are considering PayJunction it may also be a good idea to examine other subcategories of Payment Gateway Providers collected in our database of SaaS software reviews.

There are trendy and widely used applications in each software group. But are they essentially the best fit for your enterprise’s specific wants? A market-leading software solution may have thousands of customers, but does it offer what you require? For this reason, do not blindly spend on popular systems. Read at least a few PayJunction Payment Gateway Providers reviews and consider the factors that you wish to have in the software such as the price, main functionality, available integrations etc. Then, choose a few solutions that fit your wants. Check out the free trials of these products, read online comments, get explanations from the vendor, and do your homework thoroughly. This profound research is certain to aid you find the finest software solution for your firm’s specific wants.

How Much Does PayJunction Cost?

PayJunction Pricing Plans:

Free Trial

Clean Start credit card

Credit card transaction at cost + 0.75%

Clean Start check

0.75% each check transaction

Rate Match

By quote

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What are PayJunction pricing details?

PayJunction Pricing Plans:

Free Trial

Clean Start credit card

Credit card transaction at cost + 0.75%

Clean Start check

0.75% each check transaction

Rate Match

By quote

PayJunction offers two enterprise pricing options:

Clean Start – Monthly contract per transaction

  • Charge for each credit card transaction at cost + 0.75%
  • Charge for each check transaction at 0.75%

Rate Match – By quote, based on rates to be offered that matches the current rates paid by the customer for another service.

User Satisfaction

Positive Social Media Mentions 45
Negative Social Media Mentions 4

We are aware that when you decide to get a Payment Gateway Providers it’s crucial not only to find out how experts score it in their reviews, but also to discover whether the actual people and businesses that use it are genuinely content with the product. That’s why we’ve designer our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and PayJunction reviews across a vast array of social media sites. The information is then presented in a simple to understand way showing how many customers had positive and negative experience with PayJunction. With that information at hand you will be equipped to make an informed business choice that you won’t regret.

Video

Technical details

Devices Supported

  • Windows
  • Mac
  • Web-based

Deployment

  • Cloud Hosted

Language Support

  • English

Pricing Model

  • Monthly payment
  • One-time payment
  • Quote-based

Customer Types

  • Small Business
  • Large Enterprises
  • Medium Business
  • Freelancers

What Support Does This Vendor Offer?

  • email
  • phone
  • live support
  • training
  • tickets

What integrations are available for PayJunction?

PayJunction integrates with the following business systems and applications:

  • Magenta
  • Shopify
  • 3dcart
  • Sycamore
  • Vin65
  • Successware
  • Sycle

PayJunction User Reviews

PayJunction average rating:

Average score
5/5 (2 user reviews)
5/5

Overall impression

5/5

Customer Support

5/5

Value for Money

4/5

Ease of Use

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The most favorable review

Heath

PROS: All processes are smooth and efficient. We didn’t face any problem when collecting payments through credit cards, debit cards, etc.

CONS: The name of the card’s owner and its number should accurately match. Or else, the process won’t work.

Reviewed 5 years ago

Read full review >

The least favorable review

Heath

PROS: All processes are smooth and efficient. We didn’t face any problem when collecting payments through credit cards, debit cards, etc.

CONS: The name of the card’s owner and its number should accurately match. Or else, the process won’t work.

Reviewed 5 years ago

Read full review >

More reviews from 2 actual users:

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  • Latest
  • Most useful
  • Most positive
  • Most negative

Suitable solution for online and physical shops

Read full review >
Gennaro
5/5

Overall impression

4/5

Customer Support

4/5

Value for Money

5/5

Ease of Use

Published on: 03.07.2021 Company Size: 11-50 Employees Industry: Retail

PROS: Manages all transactions without physical cash. PayJunction runs very seamless and efficient processes because of its useful and handy features. The tech support is also superb as they can help us anytime. Moreover, it has very competitive pricing among other options in the market.

CONS: There is some minor problem with the platform. However, nothing is significant enough to stop us from using it.

What do you think about this review?

Great Poor

Convenient system for payment management

Read full review >
Heath
5/5

Overall impression

4/5

Customer Support

5/5

Value for Money

4/5

Ease of Use

Published on: 05.01.2021 Company Size: More than 100 Employees Industry: Medical Practice

PROS: All processes are smooth and efficient. We didn’t face any problem when collecting payments through credit cards, debit cards, etc.

CONS: The name of the card’s owner and its number should accurately match. Or else, the process won’t work.

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PayJunction user reviews

Suitable solution for online and physical shops

Read full review >
Gennaro
5/5

Overall impression

4/5

Customer Support

4/5

Value for Money

5/5

Ease of Use

Published on: 03.07.2021 Company Size: 11-50 Employees Industry: Retail

Convenient system for payment management

Read full review >
Heath
5/5

Overall impression

4/5

Customer Support

5/5

Value for Money

4/5

Ease of Use

Published on: 05.01.2021 Company Size: More than 100 Employees Industry: Medical Practice
Nestor Gilbert

By Nestor Gilbert

Nestor Gilbert is a senior B2B and SaaS analyst and a core contributor at FinancesOnline for over 5 years. With his experience in software development and extensive knowledge of SaaS management, he writes mostly about emerging B2B technologies and their impact on the current business landscape. However, he also provides in-depth reviews on a wide range of software solutions to help businesses find suitable options for them. Through his work, he aims to help companies develop a more tech-forward approach to their operations and overcome their SaaS-related challenges.

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