mPower Review

Simplified Payment Management

Using mPower, you can streamline payment management as it supports different modes of payments in one convenient interface: hosted payments, credit and debit card payments, as well as mobile payments.

Like other payment processing software, mPower also supports credit and debit card payments. Currently, they provide online processing for Visa, MasterCard, American Express, Diners Club International, Discover, JCB, Union Pay. It also comes with a state-of-the-art mobile payment feature that allows you to facilitate secure and convenient transactions for your clients.

What sets it apart is its hosted payment page feature which is great for businesses that want to manage 3D secure payments. This is a web-based form where customers can fill out and send their payment details to you upon checkout. All you have to do is add your form fields, design the page according to your preferences and add the redirect link to your website, application, or eCommerce store.

Lastly, mPower comes with a “Route Builder” feature that lets you create customized payment routes for individual or multiple merchants based on different criteria. With this, you can opt to simply send the payments to your preferred payment service providers (PSPs) rather than process them yourself.

Total Control Over Your Payment Data

mPower allows you to create company groups and support multiple merchants using one account, making it great for large enterprises. However, this kind of setup can get confusing as too many people have access to your transaction data. In order to remedy it, mPower also comes with a control panel equipped with custom user permissions. With this, you can limit the access permission for particular users. Simply tick which actions a particular user can do upon logging in to the account. Some of the criteria you can choose from are group management, privilege management, dashboard viewing, and user activity tracking. You can even provide logins to merchants if you use the multi-merchant capabilities of mPower.

Comprehensive Dashboard

It can be easy to lose track of transactions especially if you process a multitude of them on a daily basis. This is where mPower’s “Back Office” feature comes in. This dashboard is fully responsive across various devices so you can check on your approved deposits, declined deposits, refunds, and other information related to your transactions no matter what device you use to access the platform.

This “Back Office” feature also comes with widgets that you can add or remove from the dashboard depending on your priorities. For your convenience, you can use the platform’s “Test Mode” option before implementing any widgets so that you can see how it will look on your dashboard before you proceed with the integration.

Transactions Made More Secure

For every transaction, you not only have to protect your customers’ data from online threats but also safeguard your business against fraudsters. Luckily, mPower is equipped with third-party anti-fraud services from MaxMind and Neutrino. While they didn’t go into detail about its risk prevention methods, they did mention that their platform is equipped to perform a risk analysis, proxy detection, geolocation, address verification, and BIN lookups. It also has tools for validation, verification, whitelisting, and blacklisting.

In addition to having these systems in place, mPower also has a transaction forensics feature which lets users collect data throughout each transaction lifecycle. This makes it easier to get insights as to why certain payments are denied, detect anomalous transaction attempts, and the like.  

Professional-Looking Payment Page

Brand recall is important for any business. This is why mPower has a white-labeling feature that lets you change the look of their platform according to the aesthetic of your branding. This way, you can provide your clients with a more professional-looking payment page. As for maintenance, the entire application will still be hosted using mPower’s data centers with redundant backups and enterprise-grade security to ensure your uptime.

Cryptocurrency processing

mPower offers merchants a secure environment to accept cryptocurrencies. The team behind the software worked on enabling users to accept their own cryptocurrency before sending it off to an exchange, which reduces the risks and the need to split up the places where to convert the money. This is made possible by the software integrating its cashier functionality with the MegaPower’s Crypto Pipeline Network and hot-wallets.