Divvy is a simple yet robust cloud-based expense management and budgeting application that caters to all business types and sizes. The software helps businesses monitor and categorizes all their expenses in real time, identify and eliminate unnecessary expenses and wasteful spending, and create and implement viable budget plans among others.
With Divvy, users are able to set up their budget based on project, team, or event. The software automates expense reporting to help users see where every cent has gone, manages recurring payments and subscriptions, and integrates with accounting platforms for faster and more accurate accounting and auditing.
Divvy makes it easy for people to make and submit requests for funds and management can approve or decline funds on the fly, from anywhere using their desktops or mobile devices.
Show MoreDivvy is a great tool for creating and managing budgets based on real-time information. The software lets you monitor all your company-related spending, document all expenses, and access expense information easily and quickly in one place.
Managing expenses is a breeze as you can set limits to your budget, see what your company is spending on in real-time, and make necessary adjustments on the fly. No more wasteful spending as Divvy helps you track each and every cent your company has spent, from office supply purchases to utility payments to internet bills to subscription payments.
With each and every transaction your company or employee makes, Divvy gathers all the needed data even if you don’t manually keep the receipts. The platform creates a digital receipt of every expense you make and generates a report that is automatically sent to your accounting software. Gone are the days where you and your employees have to keep track of your receipts, expense reports, and reimbursements. Divvy has got you covered.
With Divvy’s virtual cards, you can provide your employees with their own credit cards that they can use for certain purchases and subscription payments. This feature is an ideal solution to prevent overspending and over reimbursing. It also eliminates instances of payment fraud and other security risks.
Divvy travel is a feature that gives you more savings whenever you have to go on business-related travels. Through Divvy’s partnership the TravelPass Group, you get the best deals on travel available as well as up to 50% discounts on hotel accommodations. Also, because the travel feature is integrated with the Divvy software, purchasing is simple and quick.
Show MoreA. John recently returned from a business conference in LA. While in L.A., he made several purchases including dinners with potential clients and activities with his team. Members of his team also made purchases during the trip.
Instead of having to keep track of each receipt and fill out a lengthy expense report at the end of the month, John already has all of his expenses reported with Divvy thanks to its real-time transaction tracking. The finance team no longer has to hound John while John and his team no longer need to wait to be reimbursed. Now they can stay focused on their job description and work on strategy.
Features: Expense Reports and real-time reporting
B. David is the manager and the only one with a corporate card. During a typical workday day, multiple employees need to make purchases using his credit card. The card is passed between employees and pretty soon purchases are made without approval from management or finance. Many of these purchases are not seen until weeks later when the credit card statement arrives.
His management decided to get Divvy. At $0/month and no additional cost for cards, David and his team each received a Divvy card. David worked with the finance team to create specific budgets with spending limits. Now he has each employee assigned to specific budgets, he can quickly approve or deny requests for funds, and he can see all spending in real-time. Divvy put an end to any confusion and overspend for David and his team.
Features: Real-Time Budgeting
C. Nancy is the operations manager for a medium-sized business that is scaling quickly. The company has well over 30 SaaS subscriptions. Before they got Divvy, each subscription was tied to the company credit card. The only way they could monitor the charges from these services was by searching through the credit card statement at the end of the month. If they ever wanted to cancel a subscription, Nancy was stuck jumping through hoops for hours.
However, after switching to Divvy, Nancy now has full visibility over all of the subscriptions directly within Divvy’s web-app. She can see how often each service is charging and can set a limit on each subscription to ensure the company is not overcharged. Nancy easily avoids online card fraud by creating a virtual subscription card specific to each subscription and can quickly cancel a service by simply canceling or freezing a virtual card. Divvy saves companies time and money by making controlling and monitoring finances quick and simple.
Features: Subscription Management


Knowing that businesses have their own business wants, it is practical that they avoid preferring a one-size-fits-all, “perfect” software system. However, it is troublesome to try to find such an app even among branded software products. The reasonable thing to undertake can be to narrow down the numerous important aspects that call for a consideration like critical features, pricing, technical skill levels of staff members, organizational size, etc. Then, you must perform your product research thoroughly. Browse over some Divvy analyses and scrutinize the other software systems in your list more closely. Such well-rounded product investigation can make sure you drop unsuitable apps and select the one that provides all the function your company requires to be successful.
Position of Divvy in our main categories:
Divvy is one of the top 200 Accounting Software products
Divvy is also listed in the following subcategories:
There are well-liked and widely used applications in each software category. But are they automatically the best fit for your company’s specific needs? A popular software application may have thousands of customers, but does it provide what you need? For this reason, do not blindly invest in popular systems. Read at least a few Divvy Expenses Management Software reviews and mull over the factors that you desire in the software such as the fees, main features, available integrations etc. Then, select a few apps that fit your requirements. Check out the free trials of these products, read online reviews, get information from the seller, and do your research meticulously. This exhaustive groundwork is sure to assist you choose the best software platform for your firm’s special needs.
Divvy Pricing Plans:
Free
Divvy Pricing Plans:
Free Trial
Divvy
Free
Divvy is a free expense management software, there are no enterprise pricing plans.
We realize that when you make a decision to buy Expenses Management Software it’s important not only to see how experts evaluate it in their reviews, but also to find out if the real people and companies that buy it are actually satisfied with the product. That’s why we’ve created our behavior-based Customer Satisfaction Algorithm™ that gathers customer reviews, comments and Divvy reviews across a wide range of social media sites. The data is then presented in an easy to digest form showing how many people had positive and negative experience with Divvy. With that information at hand you should be equipped to make an informed buying decision that you won’t regret.
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Divvy integrates with the following business systems and applications:
Divvy average rating:
Overall impression
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ADD A REVIEWThe most favorable review
PROS: We are able to categorize transactions after the purchase using custom fields that are searchable. Funds are allocated to a person, not a specific credit card number. Our team can switch between a physical card and virtual cards; those transactions can be categorized in a way specific to our organization. This flexibility has completely changed the way we do business. No exaggeration when I said Divvy is a game-changer.
CONS: This is a new software so it can be buggy and slow at times. However, Divvy has consistently and timely addressed issues and is continually investing back in the product.
The least favorable review
PROS: It's user-friendly and does its job. Their customer support is great as well!
CONS: There is no available training to learn the new features.
More reviews from 14 actual users:
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Keeping the accounting tasks simple
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PROS: I love that we can integrate our credit card with this budget/expense tracking system. It simplifies things and definitely saves us a lot of time!
CONS: There are some glitches in the system wherein the photos of the receipts disappear after uploading.
Organized and digitized!
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PROS: This app digitizes everything. We no longer have to do the heavy paperwork just to manage our finances. Saves the trees!
CONS: I have no bad experience yet.
Great app! I love Divvy!
Read full review >Overall impression
Customer Support
Value for Money
Ease of Use
PROS: It's user-friendly and does its job. Their customer support is great as well!
CONS: There is no available training to learn the new features.
Best for business travelers!
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Customer Support
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PROS: The best thing about this app is its very helpful and knowledgeable customer support. That, on top of a user-friendly and functional app that definitely makes our office life easier and worry-free.
CONS: I don't have any bad experience with it.
Makes expense reporting easier!
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PROS: Tracking expenses and doing transactions within the team are made easier by Divvy. It's super easy to use that's why everyone in our team loves it! Their customer service is excellent as well.
CONS: Some statements come a little late. It's not immediately issued every time we receive an automatic payment.
A business must-have
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Customer Support
Value for Money
Ease of Use
PROS: Divvy allows my company to manage and organize our expenses well. It also allows us to limit transactions so we could avoid overspending or misuse of funds. I also love how fast Divvy grew and upgraded. It's really a must-have for us.
CONS: I find the loading of funds a little laborious. I hope they could simplify it. Another issue to me is bills payment because it's not efficient and intuitive. I hope it allows users to see their bill as they pay without having to check the statements. The semi-flexible payment terms can be confusing as well. I received a penalty for "missing" the due date, but it's not supposed to have a strict due date because of the terms.
Promotes budget transparency
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Ease of Use
PROS: I love this app so much because it's very useful for our business. I allow employees to track their expenses and attach receipts and POs for easy liquidation. It also has a fund transfer function.
CONS: I don't like that I have to attach a photo of the receipt to complete a transaction. I hope POs are enough.
Great for managing multiple budgets
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PROS: Divvy gives me complete control of the credit card use of each employee. Divvy gives me full visibility and implementation of our expense policy. Customer service is great. Our rep monitors our account and when transactions get declined for whatever reason, they quickly follow-up to make sure that the problem is resolved.
CONS: QuickBooks integration still requires WebConnect files instead of DirectConnect. Statements are difficult to work with.
Game-changing product
Read full review >Overall impression
Customer Support
Value for Money
Ease of Use
PROS: We are able to categorize transactions after the purchase using custom fields that are searchable. Funds are allocated to a person, not a specific credit card number. Our team can switch between a physical card and virtual cards; those transactions can be categorized in a way specific to our organization. This flexibility has completely changed the way we do business. No exaggeration when I said Divvy is a game-changer.
CONS: This is a new software so it can be buggy and slow at times. However, Divvy has consistently and timely addressed issues and is continually investing back in the product.
Divvy’s great for expense tracking and invoicing
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Customer Support
Value for Money
Ease of Use
PROS: The ability to customize/create additional budget on the fly, regardless of need. The user support team is very responsive and provides high quality support.
CONS: Nothing problematic
Simple Money Mgmt
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PROS: Divvy's software is simple and user friendly. It's easy to keep track of expenses and sort through what needs attention and what's ready to go to the expense report.
CONS: Seems like the needs attention feature needs attention. Even after filling out required filled it still shows the needs attention status?
Divvy: Perfection; Being free is just a bonus.
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PROS: We switched from an old Visa card with no online functionality, lengthy customer service calls, and overall nothing more than a working credit card. Not to mention, it took 3 months to set up automatic payments every time we opened a new card. Switching to Divvy was easy, free, and seamless. In an organization with 20 credit cards, they've saved us dozens of hours each month, improved accountability, and made using a credit card almost as fun as it can be. We also researched other paid products (e.g. SAP Concur) and Divvy is far and beyond a better UI with all necessary features while they continue to improve and build out other fancy features. I 100% recommend Divvy to every business. Their people and customer service is also top notch. I would definitely apply to Divvy myself if I was looking for a new job in their locations.
CONS: None.
Love Divvy
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Customer Support
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PROS: Real time transactions are a big plus. Being able to have receipts is great.
CONS: Being able to zoom in on receipts would be helpful.
Wonderful Product
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PROS: It's FREE which is amazing. It automates expense reports, allows for sending and receiving funds in real time, and so much more. Couldn't live without it.
CONS: Nothing
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Keeping the accounting tasks simple
Read full review >Overall impression
Customer Support
Value for Money
Ease of Use
Organized and digitized!
Read full review >Overall impression
Customer Support
Value for Money
Ease of Use
Great app! I love Divvy!
Read full review >Overall impression
Customer Support
Value for Money
Ease of Use
Best for business travelers!
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Customer Support
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Ease of Use
Makes expense reporting easier!
Read full review >Overall impression
Customer Support
Value for Money
Ease of Use
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